10 Best Finance Companies in Delhi | 2025

Delhi is an important financial hub in India. Along with many non-banking financial institutions and microfinance groups, it also houses major corporations including HDFC, ICICI, Bajaj Finance, and LIC. With over 1,000 registered finance companies in Delhi and the wider National Capital Region, the finance sector is a major driver of the city’s economic growth. Recent data indicates that Delhi now accounts for roughly 10% of all banking activity in India.

The rise of fintech firms providing loans, insurance, and investing products has been driven by the quick digital transformation, rising demand for credit, and expanding middle-class population. An important financial hub in North India, Delhi’s strategic location, competent personnel, and excellent infrastructure give it particular importance.

Why Delhi Is a Preferred City for Financial Companies

Delhi serves as a magnet for financial firms, and for very good reasons. It is the capital of the nation, and as such, it provides great access to all the governmental institutions and regulatory bodies that the companies need to interact with. The infrastructure in the city is top notch, and the access to clients—especially the corporate kind—is as good as it gets. There is a strong, skilled base of workforce. And it is a city in which business of all kinds is positively buzzing. You add all these ingredients together, and you get a place that is well nigh ideal for the kinds of operations that are at the core of the financial sector.

1. Strategic Location:

Because of its northern India position, Delhi serves as a major gateway for trade, industry, and financial activities throughout the nation. Its great connectivity via air, rail, and road networks lets it easily collaborate with other large cities. This strategic positioning draws financial organizations looking for either regional headquarters or greater national reach.

2. Center of Economy:

Among India’s biggest GDP contributors, Delhi boasts a large consumer base and busy commercial activity. Financial product demand is fueled by the city’s expanding middle class, increasing salaries, and strong real estate and commercial sectors. Financial institutions gain from this economic power as they identify lucrative possibilities in investment, insurance, and borrowing.

3. Government Visibility:

Important financial regulatory agencies like the RBI regional office, SEBI, and ministry departments are found in Delhi, the nation’s capital. Near these organizations guarantees easier contact for permits or rules, quicker policy changes, and better compliance. Companies wanting regular contact with legislators would thus view Delhi as a strategically sound option.

4. Expert labor force:

Many top universities and business schools producing a continuous stream of finance, economics, and IT specialists reside in Delhi NCR. Businesses gain from this trained and competent labor for operations, analysis, customer care, and technological creativity. The supply of talent lowers hiring costs and fosters long-term firm expansion as well.

5. Customer Base:

The great and varied population of Delhi causes ongoing need for insurance, credit cards, savings accounts, and loans. Financial products are needed by urban households, MSMEs, and startups as they provide different customer segments. Because of this engaged and receptive customer base, Delhi is ideal for financial companies to introduce and test goods.

6. Expansion of Fintech:

Driven by digital literacy, smartphone use, and UPI transactions, the city is experiencing a fintech boom. Many fintech companies run in lending, payments, and wealthtech. With investor interest and startup support, Delhi’s digital-savvy population makes it a hub for creative financial services and digital banking models.

7. Business Ecosystem:

 Delhi’s lively financial scene is made up of fintech companies, mutual fund houses, insurance providers, banks, and NBFCs.This variety encourages cooperation and competition. Finance companies can easily get needed help and grow operations effectively because service providers, consultants, legal counsel, and IT firms are also close.

List of Top 10 Finance Companies in Delhi 

1. Sundaram Finance Limited

T.S. established Sundaram Finance Ltd. in 1954. Santhanam is one of the top NBFCs in Chennai, India. Initially focused on commercial vehicles, since then it has expanded to include car loans, construction equipment finance, farm equipment financing, small and medium enterprises (SMEs), leasing, and an extensive range of insurance products.

Beyond its primary offerings, the firm provides a range of services such as investment opportunities, advertising and promotional services (such as email marketing), digital marketing, and financial literacy programs. The investor-friendly approach of Sundaram Finance is demonstrated by its presence in over 640 branches across the nation. The company has gathered “AAA” ratings from ICRA and CRISIL, which is an indication of a very sound financial position.

Services Offered:

• Automobile Finance
• Finance for Construction Equipment
• Finance for Farm Equipment
• Finance for SME
• Services for Leasing
• Deposits
• Distribution of Mutual Funds
• Services for Insurance
• Services for Fleet Cards

2. JMS Financial Service

Operating under the JM Financial Group, JM Financial Services Ltd. is a complete Indian brokerage and investment firm. It is a great player in every aspect of the capital markets industry.

The company has a national reach, with clients spread all across the country. JM Financial Services provides institutional and individual clients with a wide range of investment alternatives and expert advice.

Services Offered:

• Trading in Equity and Derivatives
• Management of Wealth
• Mutual Fund Distribution and Portfolio Management Services (PMS)
• Services for Insurance
• Products for Fixed Income
• IPOs and NCDs
• Services for Depository
• Funding for Margin Trade (MTF)

3. CRK FINANCIAL SERVICES

CRK Financial Services is a financial advisory firm based in Chennai, India, operating under the leadership of Mr. C. Ravi Kumar. The firm offers a comprehensive range of financial products and services, including mutual funds, life and general insurance, corporate deposits, and retirement planning solutions.

CRK Financial Services is known for its client-centric approach, providing personalized investment strategies tailored to individual financial goals. They also offer digital tools such as SIP calculators and investment tracking apps to assist clients in making informed decisions.

Services Offered:

• Mutual Funds for Life Insurance
• Deposits that are fixed
• All-inclusive Insurance
• Bonds
• Services for Income Tax

Also Read: Finance Companies in Bangalore

4. BeeBee Advisory 

BeeBee Advisory is a firm that provides really good advice to businesses of all shapes and sizes. It’s still kind of new—a little baby advisory firm—but it’s doing what it does really well. And what it does is provide really good advice, particularly in three areas. The first area is what I call growth strategy. So that’s really the advising on the advising level, you know, on what to do, sort of high-stakes decisions.

The second area is in financial planning and sort of executive-level financial playbook kind of stuff. A third area where they provide a lot of good advice is in something called investment diversity. So that’s three areas, and those are the main competencies of BeeBee Advisory.

Services Offered:

• Consulting for Business Strategy
• Planning and Analysis of Finances
• Advisory for Investments
• Business Finance
• Controlling Risk
• Advisory on Mergers and Acquisitions

5. Reeudo

Reeudo, a fintech startup in Gurgaon, was founded in 2020 to facilitate payments for international students studying in India. The company’s mobile app allows for secure and up-to-the-minute transfers of funds (for tuition, accommodation, and personal expenditures) from a student’s home country to India.

Real-time tracking and an interactive dashboard built around the conversion of various currencies ensures that students and their families are always in the loop, thanks to features that display (in both text and graph form) payment statuses and any relevant info regarding the transaction. Compliance with KYC/AML regulations ensures that everything is not just secure, but also legal.

Services Offered:

• Tuition & GIC Payments
• International Wire Transfers
• Multi-Currency Support
•  Digital Payment Platform

6. Clix Capital

Incepted in 2016 by Pramod Bhasin and Anil Chawla, Clix Capital is an NBFC located in Gurugram, India. It provides for company loans, loans against property, healthcare equipment finance, microfinance, school infrastructure loans, and more. The emphasis is on digital lending.

The simple but very subjective reason for primary bank loan offers from customers is prompt approval and availability of all relevant business loans, which in itself has entered the digital phase. Among the notable Finance Companies in Delhi, the company is backed by the likes of Apollo Global Management. The company has reported an annual revenue of ₹971 crore as of March 2024.

Services Offered:

• Loans for Businesses
• Finance for Medical Equipment
• Finance for Schools (K–12 Loans)
•  A loan secured by real estate
• Individual Loans

7. AffordPlan

AffordPlan, which has the legal moniker of Usekiwi Infolabs Private Limited, is a fintech firm founded in 2016 by Aditya Sharma and Tejbir Singh. The company is based in Gurugram and delves into the field of financial planning for healthcare, which is quite an underserved segment, according to the founders.

AffordPlan provides its services to hospitals and clinics, where it helps them improve affordability for patients through various means, such as enabling structured, savings-based medical expense plans.

Services Offered:

• Swasth’s Affordplan
• Adaptable Payment Schedules
• Integration of Digital Platforms
• Partnerships between Insurance and Wellness
• Reach and Effect on the Hospital Network
• Patient Population
• Patient Savings

8. Junio

The app for pocket money and payments for students is a digitized version of the same for parents and is focused on promoting financial literacy in kids and teens. Founded in 2020 by former Paytm executives Ankit Gera and Shankar Nath, the app allows parents and kids to send seamless money transfers to one another digitally.

The user gets a smart RuPay card, co-branded with Transcorp. This card can be used for online and offline transactions, ATM cash withdrawals, and for using public transport hitting the National Common Mobility Card feature. Besides that, money can be earned by downloading the app (₹5,000,000).

Services Offered:

• Transfers of Digital Pocket Money
• Customized RuPay Smart Card
• Controls by Parents
• Transactions between Peers
• Discounts and Brand Vouchers for Fixed Deposits
• Recharges and Bill Payments
• Programs for Referrals and Rewards
• Resources for Education

9. IFCI

Set in 1948, IFCI Limited—formerly known as the Industrial Finance Corporation of India—is a governmental development finance agency. As one of the notable Finance Companies in Delhi, it is a non-banking finance company with systemic significance overseen by the Reserve Bank of India that does not take deposits. IFCI has helped significant industrial and infrastructure projects all across India, including highways, airports, and electric power plants, since its start.

Beyond merely providing financial support, it now serves as a nodal agency for several government initiatives supporting industrial growth and entrepreneurship as well as advising services. Furthermore nearly every significant change in India’s postwar economy has involved it.

Services Offered:

• Funding for the Balance Sheet
• Take Out a Loan Against Stock
• Discounts on Lease Rentals
• Working capital and capital expenditure loans for promoters
• Short-Term Credit
• Financial Structure
• Purchase and Pre-IPO Funding
• Corporate Advisory and Government Advisory

10. NearPe

NearPe is a fintech company based in Noida that specializes in cash collection payment gateway solutions geared toward online retail businesses. It enables digital merchants to accept cash payments through a network of offline retail partners. Effectively, this helps bridge the gap between online commerce and cash-preferred customers.

Integrating NearPe into your business allows you to reach consumers who prefer or rely on cash transactions, making your business more inclusive and giving it more market penetration. NearPe is primarily a platform, and like any good platform, it serves two sides well. It lets digital merchants take cash payments in a way that is not difficult or very costly, on the one hand. It lets those same businesses connect with their clients in a way that is not easy and clear but also not difficult or extremely pricey.

Services Offered:

• Gateway for Cash Collection
• Integration of Payment Gateways
• Management of Orders and Merchants
• Processing of Cash Refunds

Career Opportunities in Finance Companies in Delhi

• Financial Analyst: Study market trends, the performance of organizations, and likely investment prospects to assist banks, non-banking financial companies (NBFCs), and financial technology (fintech) firms in making strategic decisions.
• Credit Manager: Judge the ability and willingness of a person or business to pay back a loan. Also, consider whether the assessed entity presents substantial risk in the portfolio of accounts made up of loans guaranteed by the institution making this judgment.
• Investment Advisor: Clients are directed on mutual funds, stocks, and other financial instruments. They are ensured to be in compliance with SEBI’s rules and regulations.
• Risk Analyst: Identify, estimate, and diminish cash convulsions through data analytics and clairvoyant devices.
• Relationship Manager: Build and maintain client relationships, sell them additional financial products, and ensure their satisfaction with our banking or wealth management services.
• Compliance Officer: Ensure that all monetary matters are compliant with the law as well as with all pertinent rules and regulations; serve as the intermediary between the organization and its many governmental stakeholders, including auditors.
• Fintech Developer: Create, assess, and supervise digital structures and programs for Internet-based banking, lending, and payment systems.
• Accountant/Finance Executive: Oversee the financial reporting, budgeting, tax planning, and auditing of financial firms and startups.

Challenges Faced by Finance Companies in Delhi

• Regulatory Complexity: Chennai-based financial firms are required to comply with strict regulations laid down by the Reserve Bank of India (RBI), the Securities and Exchange Board of India (SEBI), and state authorities. 
• Talent Retention: Chennai possesses a talented labor pool. However, it is a scant pool because its talent keeps evaporating. The problem is with retention, and the primary culprit is a high turnover in the BFSI sector.
• Cultural Diversity: Chennai is a city rich in conservatism—financial and otherwise—that privileges the kinds of austerity measures and linguistic preferences that can throw a wrench into the pan-India approach that many companies wish they could take. 
• Technology Adoption: Even though digital transformation is growing, many local customers still favor what they call banking. They are resistant to fintech solutions, digital lending, or app-centric services. 
• Market Saturation: The financial environment in Chennai is saturated with similar services provided by a multitude of banks, non-banking financial companies, and fintech firms
• Infrastructure Issues: Even as Chennai moves forward, some parts of the city are grappling with the kind of infrastructure problems that haunt many other urban areas in India. For instance, there is some serious traffic congestion.

Conclusion 

Delhi is an unbeatable place for finance companies because of its superstructure, a very strong economic base, and access to a very diverse and fast-growing customer base. Finance Companies in Delhi benefit greatly from its strategic location, a very skilled workforce, and proximity to regulatory bodies, making it just as good for traditional financial institutions as for modern ones.

Be they established banks, non-banking finance companies, or innovative fintech startups, finance companies have a lot of room to grow and a lot of opportunities to expand in Delhi. The only serious challenge they face is a very intense competition from within the market and, of late, also from abroad.

FAQS

1. What kind of services do Delhi finance companies provide?

• Delhi finance companies generally provide:
• Personal and business loans
• Loan against property
• Equipment financing
• Working capital loans
• Investment advisory
• Insurance and wealth management
• NBFCs and fintech companies are also into faster digital lending solutions for MSMEs and individuals.

2. How do these finance companies differ from banks with branches in Delhi? 

• MBFCs are different from banks by their functions.
• They cannot take demand deposits.
• They are more adaptable in documentation and loan processing.
• They tend to serve underbanked or niche markets (e.g., small enterprises, gig economy workers).
• They are governed by RBI but with varied compliance standards than banks.

3. Which are some prominent finance companies with headquarters in Delhi?

• Some of the prominent finance companies in Delhi are:
• Clix Capital
• Hero FinCorp
• Religare Finvest
• BeeBee Advisory

4. Is it safe to borrow loans from finance companies in Delhi?

• Yes, if the finance company is:
• Registered with RBI as an NBFC
• Has clear terms and conditions
• Offers loan agreements and documentation
• Always check the credentials of the company through the RBI NBFC directory or search for user reviews.

5. Can startups and small businesses raise funds easily in Delhi?

• Yes. Delhi boasts a very healthy startup ecosystem, and several finance companies and NBFCs provide:
• Collateral-free business loans
• Startup credit lines
• Invoice financing
• Government-linked MSME schemes
• Fintech lenders in Delhi are particularly aggressive in this segment, leveraging alternate data to determine creditworthiness.